Miami University

In 2022, tuition for full-time students at Miami University was $14,342 a year for in-state students and $35,371 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

If these numbers seem daunting, remember, the advertized cost of tuition does not always mean much if you plan to use financial aid to help pay for college. Many students find the actual cost of college is much less than the sticker price after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theactual cost of attending college more manageable until you've finishing school and found a job.

Miami University: In-state vs. Out-of-State Tuition

Miami University is a public, state institution, so it offers a reduced tuition rate of $14,342 for in-state students who attend full-time.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Be sure to check your state's requirements for as an in-state resident. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on the state you and your parents currently live in.

Explore other Ohio colleges

Miami University International Student Tuition

Miami of Ohio has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but should research private or Miami of Ohio-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at Miami of Ohio:

•On-campus jobs •Loans from outsideMiami of Ohio •Athletic Awards •Miami of Ohio-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Miami University Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Miami of Ohio.

Room and Board Costs at Miami of Ohio

Room and board at Miami of Ohio costs $15,824 a year. This includes the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat in the Miami of Ohio's on-campus cafeterias and dining halls.

Meal-plan costs vary based on on the numnber of meals you intend to eat on-campus

Cost of Books at Miami of Ohio

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be optional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges offer resources so that those who may struggle to participate because of cost can find ways to lower or eliminate these costs.

The Cost of Transportation at Miami of Ohio

The total cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or are you planning to use busses, subways, or other modes of transportation? All of these factors can drastically impact your transportation budget. At Miami of Ohio, freshman are allowed to park on campus.

The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area may be pricey, but there may be more trains, busses and affordable flights to actually get to school. The Miami University campus is located in a small town setting in Ohio, not far from Cincinnati.

Other Costs

When estimating your budget for college, be sure to factor in the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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The Full Cost of Attending Miami University

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Now, let’s go over all of the costs we've covered, to get a better estimate of the actual cost of attending Miami of Ohio.

How Much Does Miami of Ohio Cost?

What will the cost of attending Miami of Ohio be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$14,342
Out-of-State Tuition	$35,371
Room and Board	$15,824

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Miami University Financial Aid

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In 2022, 5,788 of the 16,977 undergrads enrolled received financial aid. Miami of Ohio meets 64.2% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $21,854 a year. Around 45.2% of Miami of Ohio undergrads take out student loans to cover any remaining costs. Miami of Ohio graduates who have student loans graduate with an average of $28,711 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,046
Miami of Ohio-Specific Loans	$3,361
Private Loans	$36,000

Most Common Loans for Miami of Ohio Students
Federal Loans	43%
Institutional Loans	6.2%
Private loans	10.4%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Miami of Ohio financial aid, keep reading, or visit their financial aid website.

Scholarships at Miami University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Miami of Ohio awarded 5,378 need-based scholarships to students, giving away total of $61.7 million to help students with financial need cover the cost of school. An additional $100.63 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Miami University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Miami of Ohio students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Miami of Ohio was $21,854 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Miami of Ohio seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-10,420.56
Net In-state, Off-campus	$-4,390.56
Out-of-State, On-Campus	$32,462.96

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Miami of Ohio really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Miami of Ohio's net cost calculator on their website.

Miami University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Miami of Ohio Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Miami University

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