Indiana University of Pennsylvania

In 2022, tuition for full-time students at Indiana University of Pennsylvania was $7,716 a year for in-state students and $13,890 a year for out-of-state students.

On average, college tuition goes up about 3% every year.

If this makes attending the college of your dreams feel scary, remember, the "sticker price" of tuition does not tell the full story. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts are applied. And, student loans can make the amount you do have to pay for college feel more doable until you're done with college.

International students can expect to pay 13,890 per year for tuition at Indiana University of Pennsylvania.

Does Indiana University of Pennsylvania Offer In-State and Out-of-State Tuition?

Indiana University of Pennsylvania is a public, state institution, which means it offers a reduced tuition rate of $7,716 for in-state students who attend full-time.Non-Pennsylvania residents can expect to pay 13,890 per year for tuition.

Public colleges and universities receive funding from the state government. These institutions offer reduced tuition for those who qualify as Pennsylvania residents.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Don't forget to confirm your state's guidelines for how to qualify for in-state residency. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on where you live.

Explore other Pennsylvania colleges

Tuition for International Students at Indiana University of Pennsylvania

IUP has the same tuition for international students as for those from out of state.

International students at Indiana University of Pennsylvania can expect to pay around $13,890 per year, before any scholarships or financial aid.

Students from outside of the U.S. are not eligible for federal financial aid, but should research private or IUP-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Indiana University of Pennsylvania Room, Board, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at IUP.

House and Food Costs at IUP

Housing and campus dining at IUP is $10,920 a year. This number covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat all or some of your meals the IUP's on-campus cafeterias and dining halls.

Board costs can depend on how many meals are included in the plan you choose.

Cost of Books at IUP

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

Most schools charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be optional fees associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools have resources so that those who may struggle to participate because of cost can get help covering these costs.

Transportation costs

The cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you own a car, or are you planning to use public transportation? All of these factors can make a big difference in your estimated cost of transportation. At IUP, freshman are allowed to park on campus.

Where are a college is located can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city is often pricey, but cities may offer more trains, busses and low-cost flight options to actually get to school. The Indiana University of Pennsylvania campus is in a small town setting in Pennsylvania, not far from Pittsburgh.

Other Costs

When creating a budget for college, don’t forget to factor in personal expenses, like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for Indiana University of Pennsylvania

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for IUP.

Total Cost of IUP

What will the cost of attending IUP be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$7,716
Out-of-State Tuition	$13,890
Room and Board	$10,920

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Indiana University of Pennsylvania

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The majority of Indiana University of Pennsylvania undergrads use financial aid to to cover the cost of tuition. In 2022, 4,983 of the 7,339 undergrads enrolled received financial aid. IUP meets 65% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $16,637 a year. Around 84% of IUP undergrads take out student loans to cover any remaining costs. IUP graduates who have student loans graduate with an average of $45,438 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$28,586
Private Loans	$36,880

Most Common Loans for IUP Students
Federal Loans	83%
Private loans	39%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on IUP financial aid, keep reading, or visit their financial aid website.

Scholarships at Indiana University of Pennsylvania

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, IUP awarded 3,196 need-based scholarships to students, giving away total of $35.3 million to help students with financial need cover the cost of school. An additional $3.96 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Indiana University of Pennsylvania Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for IUP students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at IUP was $16,637 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of IUP seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-11,472.2
Net In-state, Off-campus	$-5,755.2
Out-of-State, On-Campus	$11,338.8

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending IUP really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the IUP's net cost calculator on their website.

Indiana University of Pennsylvania Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Indiana University of Pennsylvania Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Indiana University of Pennsylvania

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